HSBC Home Value Loan

. 2 min read

HSBC Home Loans provide a great range with competitive and variable interest rates as well as exclusive service for first home buyers and investors.

About HSBC

HSBC Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC claims to serve more than 40 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. HSBC's network operates in 65 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America.

Listed on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 200,000 shareholders in 129 countries and territories

HSBC first established operations in Australia in 1965 and was awarded a commercial license in 1986. Today, HSBC Australia is headquartered in Barangaroo, and employs more than 2,000 colleagues.

In Australia, the HSBC Group offers a comprehensive range of financial services through a network of 45 branches and offices. These services include retail, wholesale and private banking, trade finance, treasury and financial markets, global liquidity and cash management, asset management and securities custody.

HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

About HSBC Home Value Loan

Designed with flexibility and exclusive service to best suit your needs whatever house or apartment you are buying. Home Value Loans allows you to enjoy a competitive variable rate and your own personal HSBC Relationship Manager to guide you through the home loan process.

  • No ongoing monthly service fee
  • Unlimited free extra repayments
  • Flexibility to redraw additional payments for free online
  • A Relationship Manager to guide you through the application process
  • Receive a complimentary Feng Shui report on your property
  • Choice of either weekly, fortnightly or monthly loan repayments
  • HSBC Home Value Loan comes with a split account feature, which means you’ll have the option of splitting your loan into two portions, one with a variable rate and the other with a fixed rate.

The HSBC Home Value Loan offers a competitive variable rate for owner-occupiers starting at 2.95% p.a. (2.97% p.a. comparison rate*), available for loans between $50,000 and $7,500,000, allowing you to borrow up to 90% of the property price.

The HSBC Home Value Loan is an excellent option if you’re an owner occupier looking for a low-rate home loan option with flexible features. This is a particularly good loan option if you’re a first home buyer as you’ll only need to pay a 10% deposit, but as a result you’ll need to pay lenders mortgage insurance.

HSBC Home Value Fees

Here are some of the fee's involved (which could change from time to time);

  • Settlement fee $150
  • Discharge fee $300
  • No application fee, legal fee, valuation fee and service fee involved
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